Everyone's different, of course, but here are some of the things our clients often confront in their fifites and sixties that have a significant impact on their finances:

This is a period of great change for most people. Some of us plan to keep working until we're in our 70s. Others want to start winding back as soon as possible. For many, the family home suddenly seems a bit empty once the children have left home and a whole range of lifestyle options emerge. At this stage of life, a lot of people may think it's too late to boost their retirement nest egg, but in most cases they'd be wrong. With expert advice and assistance, there's so much that can be done to help you get the most out of life.

Retirement Planning

We can help you reduce tax

Tax is probably your single biggest expense, so there's enormous potential to save you serious dollars. Dollars that could be used to create wealth instead of deplete it. Here are a few of the main ones you may be able to consider:


  • Income splitting

  • Pre-paying interest

  • Disposing of capital losses against capital gains

  • Establishing a family trust 

  • Using tax-friendly investments

  • Contributing existing investments into super

  • Sale of Investment property

Your adviser knows all the options and can advise you on which is

best for you, and then help you put your plan into action.

Making the shift to retirement or semi-retirement is a big decision

and can be very stressful. There's a lot at stake and no time left to fix

things if you get it wrong. Never has there been a more important

time to get professional expert advice and assistance. 

Please contact our office for a free consultation with one of our

advisers to find out how you can benefit today. 





For more information or to make an appointment click here


What can we do to help?



Building 22 328 Reserve Road Cheltenham, VIC 3192




T: (03) 9585 1977


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P.O Box 570

Mentone, VIC 3194

"This information is of a general nature only and neither represents nor is intended to be specific advice on any particular matter. We strongly suggest that no person should act specifically on the basis of the information contained herein but should seek appropriate professional advice based upon their own person circunstances. Although we consider the sources for this material relaiable, no warranty is given and no liability is accepted for any statement or opinion or for any error or omisson. Past performance is not a reliable indicator of future performance. Please refer to the Product Disclosure Statement (PDS) before investing in an products mentioned in this communication. This information is current as at the date of publish"

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